Advance Credit Services provides your needs in mortgage credit reports and tenant screening reports. We specialize in :

Residential Mortgage Credit Report: Advance Credit Services' RMCR fulfills all the requirements of the secondary market. The RMCR contains information supplied by two or three national credit bureau and the consumer's loan application. The credit information is delivered in a single format with duplicates removed. The RMCR includes employment verification for applicant and spouse for a minimum of two years, verification of public record information and updating trades to within 90 days of report date.

Pre-Qualifying or In-File Report: Pre-Qual report allows you as a pre-screening tool at the start of the mortgage loan decision-making process. Once you have made your underwriting decisions, you may convert Pre-Qual report into RMCR. We will credit your Pre-Qual report order into the total price of RMCR. Advance Credit Services' Pre-Qual report consist of consumer credit information merged from one or more credit repositories. You choose files from one, two or three credit bureau with trade references sorted to your specifications.

Tenant Screening Report: Tenant Screening report allows property managers and landlords to separate low risks tenant from higher ones at the start of rental application. The Tenant Screening report includes detailed name, address, public record, tradeline and inquiry information to provide a complete picture of your future tenant's creditworthiness.

FICO Score: The scoring system predicts the likelihood that an existing account or potential credit customer will become a serious credit risk. The credit scoring system is developed by Fair, Isaac, and Company, Inc. and built with a sample of over one million consumer credit profiles.

Fast Turn Around Time: Let's face it, today we are all expected to do more, do it faster, do it better, and to spend less money to get done. In the matter of 10 minutes, Advance Credit Services will provide your Pre-Qual or In-File or Tenant Screening report through your facsimile. Fax copy of RMCR will be delivered in less than 30 minutes. For those customers in Greater Los Angeles area, hard copy of RMCR will be delivered the same day if ordered before 10:00 a.m. We have two daily messenger service to accommodate Greater Los Angeles area customers.

On-Line Service with your PC: The on-line credit report software is a "user friendly" program that allows you to access and receive credit report by using your desktop or laptop computer. The software also will interface with your loan processing software. We will provide the software for free to mortgage brokers upon request. Our on-line credit report software makes accessing credit information easy.

Competitive price: Our fees are considerably lower than the competition. In fact, our prices haven't change since 1990. There is no membership or monthly subscription fees when you joint our list of approved members.